Attention homeowners in Portland and Multnomah County: Need an appraisal?

Check out the top seven reasons why OR homeowners use Rose Street Appraisal:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. To challenge a OR property tax assessment
  3. Remove PMI to lower a mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. If real estate needs to be divided because of a divorce
  7. To settle an estate in OR by determining the true market value of property in question

Need help determining the price of your home in or near Portland, OR?
Contact Rose Street Appraisal.

We at Rose Street Appraisal understand the individual needs of a customer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value assessment than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. We're experienced in helping clients just like you dismiss unwanted PMI insurance.

Challenging Multnomah county's assessment of your property

Your local tax assessor may have your home overvalued if your house not appreciating as much as other houses nearby. That only means you're probably paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Rose Street Appraisal is your best weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your house is near a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow point of view. A professional appraisal from Rose Street Appraisal can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for preciseness, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? Rose Street Appraisal offers field reviews where we'll go out and check the subject and comps. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Rose Street Appraisal can help with that too. Even though this is usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your house.